Bank Account Opening Letter | Steps to Open Bank Account, Format and Samples

Bank Account Opening Letter: Do you wish to put money in a bank account? However, you don’t have a bank savings account. In this article, I’ll give instructions on how to fill out an application to open a new savings account and a sample letter to that effect. Use this letter style to start a new savings account at the bank and follow the instructions for the best outcome.

Get Other Types of Letter Writing like Formal, Informal and Different Types of Letter Writing Samples.

Steps to Open a New Bank Account

If you have never visited the bank before and have no idea how to open an account there, you can use these guidelines to open a new savings account. You must first bring your critical and necessary documents, such as your birth certificate, Aadhar card, utility bill, driver’s licence, etc. Now, begin writing your letter using the methods below:

  • Your letter should begin with the name of the bank, the branch, and their address.
  • Give your letter the subject line “to create new accounts.”
  • Now begin the letter’s body by providing detailed information.
  • Never forget to indicate the account type.
  • Use a welcoming tone and straightforward wording to conclude your letter.

What are the Essentials for Writing a Bank Account Opening Letter?

  • Your name (the title of your account), your PAN card number, your designation (if you are an employee), your address, and your PIN code should all be clearly stated on the application form.
  • Your name and correct address must be written in the top right corner of the letter, along with the submission date.
  • No original copies of your documents should be submitted.
  • When applying to a new savings account, avoid including any checks.
  • Your signature must be legible on the application form to start a savings account.
  • Your most recent passport-size images, or those no older than six months, must be enclosed.
  • You should provide bank members with email or phone contact information at the bottom of your letter if they have any questions.

Get samples of other letter types, including professional, informal, and various letters. Here are some sample letters you might use as a guide when writing your own.

Bank Account Blocked Reopen Request Letter

Application for Opening Account In Bank


The Branch Manager,

[Name of the Bank],

[Branch Name],

[Branch Address].

Subject: Request for opening a new savings account.

Dear Sir/Madam,

I am writing to request the opening of a new savings account with your bank. Please accept my request.

My name is _____ [Write Your Name] and I live at _____ [Insert Your Address]. As a result, I am submitting the necessary paperwork and a completed application for account opening.

Please take the necessary action. I appreciate your consideration and time.

Yours Sincerely,

[Your Name]


[Mobile No].

Bank Letter To Open Current Account


The Bank Manager,

[Bank Name],

[Branch Address],


Subject: letter for opening a new current bank account.

Dear Sir/Madam,

Regarding the aforementioned matter, my name is ____________ [Your Name] resides in _________ permanently. I want to open a new current account at your branch, and my address is ____________ [Your Permanent Address].

I have completed the application form and uploaded the additional necessary documents. Process my account accordingly as soon as you can.

I will be greatly thankful for your assistance in this matter.

Best Regards,


[Your Signature],

[Mobile No].

Letter to the Bank Requesting to Open a Savings Bank A/c


[Your Name]

[Your Address]



The Branch Manager,

[Bank Name],

[Bank Branch Name].

Subject: Request letter to open a new Savings Bank A/c.

Dear Sir/Madam,

I want to create a savings bank account with your branch; for this, I have collected the necessary documents. The official in charge at the counter informed me that it might not be able to accept my application at this time due to many applicants.

The choice mentioned above has caused me a lot of problems. I had a savings account with the __________ [PREVIOUS BANK NAME] while living for a long time at _________ [OLD HOME ADDRESS HERE]. My family recently moved to the __________ [NEW HOME ADDRESS] neighbourhood, which is close to your __________ [PRESENT BANK NAME] Branch.

There isn’t a _________ [OLD BANK NAME] branch nearby where I can move my current account. I require a branch account with your company given the conditions. The official in charge at the counter informed me that it might not be able to accept my application at this time due to many applicants.

I hope you will reconsider the case and allow me to open an account in your bank.

With thanks.


[Your Name]

[Your Signature],

[Mobile No].

FAQs on Bank Account Opening Letter

Question 1:
What types of documentation are needed to open a bank account?

You need proof of identity and proof of address to open a new account. Examples of proof of address include:

  • An Aadhaar card.
  • A voter ID.
  • A ration card.
  • A utility bill (for gas, electric, water, or telephone service).
  • A driver’s licence.
  • A passport.
  • A bank account statement.
  • A bank passbook.

Examples of identity documents include a driver’s licence, voter ID, PAN card, Aadhaar card, passport, and employee ID.

Question 2:
How should I address the letter I need to write to the bank manager to open a bank account?

Hello, Mr. I would like to formally request that your bank open a new account for my son or daughter, who is _________ years old [Insert Your Son/Daughter Age]. Due to my profession, I frequently travel out of town, and while I’m gone, my daughter needs money to qualify [Exact Reason].

We will give you all the data and paperwork you would need to start this account. [Enter Your Daughter/Son’s Information  Below. [such as Name, Address, and Phone Number etc.]

Question 3:
What Are 4 Types of Bank Accounts?


  • Checking Account
  • Savings Account
  • Money Market Account
  • Certificate of Deposit

Question 4:
Is Pan required for a bank account?

Aadhaar and PAN cards are required to create new bank accounts, according to the Reserve Bank of India (RBI amended)’s announcement. Some banks continue to allow users to create new accounts without a PAN card.

Question 5.
What is the eligibility for opening a savings bank account?

Eligibility: Only residents of India who are over 18 years old, legally capable of entering into contracts under Indian law, and who do not owe any taxes to countries outside of India are eligible to register a digital savings account. They have a valid Permanent Account Number and Aadhaar number.

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