Axis Bank Consolidated Charges Refund Letter: Axis Bank provides free services and sometimes with few changes. The charges depend upon the type of account the bank customer has opened and what are the various services that the customer requests. The consolidated charges are applied to some of the accounts which contain added services or different types of saving accounts. But sometimes, if the consolidated charges are applied to the bank account and if the reason is not valid, then we can have the money back by writing a request letter to refund the charges. This letter is written to the bank officials and should be a formal letter with all the details.
Get Other Types of Letter Writing like Formal, Informal and Different Types of Letter Writing Samples.
- How to Write Axis Bank – Consolidated Charges Refund Letter?
- Axis Bank – Consolidated Charges Refund Letter Format
- Axis Bank Consolidated Charges Refund Letter Sample
- Consolidated Charges Refund Letter
- FAQs on The Axis Bank Consolidated Charges Refund Letter
How to Write Axis Bank – Consolidated Charges Refund Letter?
Every bank has some or other charges for different reasons like zero balance, debit card annual fee, cash transaction fee, cheque bounce fee or sometimes invalid reasons. These consolidated fees are sometimes inappropriate and can be refunded by the banks. Axis bank also applies some of the consolidated fees for various reasons like not maintaining a minimum balance, debit card annual charges, cash withdrawal charges, bounce cash charges, etc. and sometimes, due to inappropriate reasons, the bank debit some amount from the account as a consolidated charge. The bank can refund the amount if we apply online, and with customer support, we can clear the issue, but if it is not solved online, then we have to write a consolidated charges refund letter to the bank in a proper way with all the necessary points. This should include the Axis bank account number, account holder name, bank statement, etc. Let us see the correct writing tips for the letter which are given below.
- Firstly, check the bank statement to confirm the actual amount of consolidated charges and take a copy of the statement and other essential documents.
- For Axis bank, the format of writing the formal bank letter will be the same as the other banks.
- All the important details and the essential documents must be attached to the letter.
- The letter must be addressed to the branch manager or bank manager.
These are some of the important points to be remembered for writing the consolidated charges refund letter for Axis bank. Now let us see the format for writing the letter.
Axis Bank – Consolidated Charges Refund Letter Format
For writing the Axis bank consolidated charges refund letter, we have to keep in mind the correct format of the letter. Since it is an official letter so all the necessary elements must be included in the letter. Let us see the format of the letter which is given below:
- Address to Bank Manager/ Branch Manager
- Axis Bank branch address
- Subject (consolidated charges refund letter )
- Salutation(Sir/ Madam)
- Body of the letter to point
- Account details with contact details
- Name, place and signature
Now let us see the standard way of writing the letter using the above points.
| To, The Bank Manager, Axis Bank Address, City, Pin code: Subject: Consolidated Charges Refund Letter Respected Sir/Madam, Body of the letter> <Account Details> Thanking you, Yours sincerely, Name Place: |
Here are a few sample letters of writing Axis Bank Consolidated Charges Refund Letter using the above format.
Axis Bank Consolidated Charges Refund Letter Sample
| To, The Bank Manager, Axis Bank, Opposite Gt Mall, Nehru Nagar East, Mumbai, Pin code: 400070 Subject: Consolidated Charges Refund Letter Respected Sir I am an Account holder in your bank. My account number is 000215********32451 and my name is Kushal Mehta. I have been using my savings account since last year and was satisfied by the service. But a few days back I saw there was a debit of the amount of Rs1200 stating consolidated charges with 18%GST for cash transactions. At the time of account opening it was not explained to me which is a surprise for me because there was no one on your staff told about it before at the time of account opening. So I want my money back and also I do not want to continue the account in this type of situation. Here are my account details and also my bank statement which it is clearly mentioned all the debits and charges. So please refund my amount as soon as possible. …………………….<Account Details>……………. Account number: 000215********32451 Account holder name: Kushal Mehta Contact Number: ********5689 Thanking you, Yours sincerely, Kushal Mehta Place: Mumbai |
Consolidated Charges Refund Letter
| To, The Bank Manager, Axis Bank, Opposite Gt Mall, Nehru Nagar East, Mumbai, Pin code: 400070 Subject: Consolidated Charges Refund Letter Respected Sir I Kushal Mehta hold a savings Account and my Account number is 2200**********22 in your Bank. I am maintaining the account as per schedule, but due to financial problems, I was unable to maintain the minimum balance in the account. My account is levied with non-maintenance charges, and on 5th July 2022, a debit of Rs 325 was shown in the account statement. I request you to reverse the charges if possible at the earliest. Thanking you, Yours sincerely, Kushal Mehta Place: Mumbai |
These were a few examples of the Axis Bank Consolidated charges refund amount.
FAQs on The Axis Bank Consolidated Charges Refund Letter
Question 1.
What are the consolidated charges of Axis Bank?
Answer:
Every bank has some or other charges for different reasons like zero balance, debit card annual fee, cash transaction fee, cheque bounce fee or sometimes due to invalid reasons. These consolidated fees are sometimes inappropriate and can be refunded by the banks. Axis bank also applies some of the consolidated fees for various reasons like not maintaining a minimum balance, debit card annual charges, cash withdrawal charges, bounce cash charges, etc. the following are the different consolidated charges of Axis Bank
- Debit Card Annual /Issuance fee
- ATM withdrawal
- Cheque book
- Value Added Services – SMS Alert
- Duplicate Passbook/Statement Fees
- Charges towards additional products you have opted
- Cash Transaction
- Cheque Return /bounce
These are some of the consolidated charges applied by Axis Bank
Question 2.
What are the points to be remembered while writing a consolidated charges refund letter?
Answer:
The points to be remembered while writing a consolidated charges refund letter are as follows:
- Firstly, check the bank statement to confirm the actual amount of consolidated charges and take a copy of the statement and other essential documents.
- The letter must be addressed to the branch manager or bank manager.
- Account details with contact details
- Name, place and signature
Question 3.
What will be a sample letter to Axis Bank – Consolidated Charges Refund Letter?
Answer:
Here is a sample letter for consolidated charges due to failure of cash transaction taken by Axis Bank given below
To,
The Bank Manager,
Axis Bank,
Opposite Gt Mall,
Nehru Nagar East,
Mumbai,
Pin code: 400070
Subject: Consolidated Charges Refund Letter
Respected Sir
I Kushal Mehta hold a savings Account and my Account number is 2200**********22 in your Bank. I am maintaining the account as per schedule but since there was an error while doing a cash transaction and the transaction failed. I found there was a consolidated charge applied for that on 8th July 2022, a debit of Rs 125 was shown in the account statement.
I request you to reverse the charges if possible at the earliest.
Thanking you,
Yours sincerely,
Kushal Mehta
Place: Mumbai