Complaint Letter to Bank for Deduction of Money | Application Letter for Money Deduction in Bank, Format and Samples

Complaint Letter to Bank for Deduction of Money: A complaint letter is a letter that you send to the bank in order to express your dissatisfaction with their service. You should write a complaint letter to the bank for deduction of money if you want to know why they deducted your money and what is the procedure for seeking a refund. The common issues that people complain about are: not receiving their money, deduction of money without any notice, deduction of money without giving them a chance to dispute it and not providing enough information.

It is important to note that a complaint letter is a formal letter, which should be written in a polite and professional manner. The tone of the letter should be constructive and not abusive. It should include the following information, such as who you are, what happened, how it has affected you, what you want from them, and so on.

Get Other Types of Letter Writing like Formal, Informal and Different Types of Letter Writing Samples.

Guidelines for Writing a Letter of Complaint over a Money Deduction

  • Give the name and account number of the person owning your bank account.
  • Mention how long you have been a bank customer.
  • Explain in detail when you first became aware of the issue and how much money you lost.
  • Be clear and precise.
  • Make sure the letter’s content is formal.
  • You can offer proof of the fraudulent transaction or provide information to aid the investigation. Request that the bank look into the matter and find the missing funds.

Complaint Letter to Bank for Deduction of Money 1

Complaint Letter to Bank for Deduction of Money Format

From,

[Applicant Name]

[Applicant Address]

Date: __ / __ / ____.

To,

The Bank Manager,

[Bank Name]

[Bank Address]

Sub: Money deducted from my account.

Respected Sir/Madam,

I’ve had a _____  [write the account type] with your bank for the past … years (write the number of years you are having an account in a bank). I want to let you know that money ____[write the amount] was deducted on ____ [write the date] out of my account without my authorization.

The fraudulent transaction was discovered when… (explain how you learned about the transaction). I am including a copy of the balance status for my account, which shows the transaction number and other information concerning the fraudulent transaction.

To assist me to get my money back, I ask that you take up this issue immediately.

Account Details:

  • [State your full name]
  • Account Number: ____
  • Account Type: ____
  • Contact Details: _____

Thanking you,

Yours sincerely,

[Name of the Applicant]

[Signature of the Applicant]

Complaint Letter to Bank for Deduction of Money Sample

From,

[Applicant Name]

[Applicant Address]

Date: __ / __ / ____.

To,

The Bank Manager,

[Bank Name]

[Bank Address]

Sub: Amount deducted from my savings account

Respected Sir/Madam,

I would like to bring your kind notice to the fact that I,  _____ [write your name], am the holder of bank account number _____ [write the account number] at your ____[write the bank branch name]. I received a message yesterday, _____ [write the date and time], stating that Rs ____ [write the amount] had been deducted from my account.

As a result, I kindly ask that you resolve my issues as soon as possible and refund the amount to my account in accordance with bank policy.

Thanking you,

Yours sincerely,

[Name of the Applicant]

[Signature of the Applicant]

Complaint Letter to Bank for Money Deducted from my Account

From,

[Applicant Name]

[Applicant Address]

Date: __ / __ / ____.

To,

The Bank Manager,

[Bank Name]

[Bank Address]

Sub: Money deducted from my account.

Respected Sir/Madam,

I am ______ [write your name], and I have had an account with your bank for the past years. I have a bank account with the name _____ [write the account holder name] and _____ [write the account number]. I want to voice my displeasure over money being taken from my account. This has never occurred once since I commenced banking with you.

I want to draw your attention to the fact that a transaction that wasn’t initiated by me, but Rs ____[write the amount] was deducted _________ from my account. I received a text message on _____ (write the day) at _____ (write the time) stating that I had withdrawn from my account. I regret not engaging in this transaction.

When I requested a bank statement, it revealed that the funds were gone from my account. I’ve sent a copy of the bank statement with this letter for your information. Please look into this and provide some clarification. I’m looking forward to hearing from you regarding this problem. If you have any knowledge on this transaction, kindly get in touch with me at my email address ___________ [write your email address].

I’m hoping my account will get credited shortly. I’m grateful in advance.

Thanking you,

Yours sincerely,

[Name of the Applicant]

[Signature of the Applicant]

Complaint Letter to Bank for Amount Debited from by Account

From,

[Applicant Name]

[Applicant Address]

Date: __ / __ / ____.

To,

The Bank Manager,

[Bank Name]

[Bank Address]

Sub: Amount debited from by account.

Respected Sir/Madam,

My name is  ____ [write your name], and I currently have an account with ____ [write your bank name] with the account number ____[write your account number]. I want to let you know that I lost a little money from my bank account. Since becoming a client of yours five years ago, I have never encountered such an issue all at once.

Around _____[write the date, day and time], I took Rs. ____ [write the amount] out of an ATM on ____ [write the location]. Unfortunately, I was unable to get the receipts and the money before the machine shut off. I got a notice saying that the money has been taken out of the account, but I don’t have any cash on hand. My account had been debited by Rs. ____ [write the amount] when I reviewed my transaction online.

Please investigate this matter very soon and credit my account. For your information, I am enclosing a copy of the account summary I printed from the online system. If you have any questions, kindly call me at ______ [write your mobile number] on my mobile.

Please take action as soon as possible. I’m grateful.

Thanking you,

Yours sincerely,

[Name of the Applicant]

[Signature of the Applicant]

FAQ’s on Complaint Letter to Bank for Deduction of Money

Question 1.
How to write a complaint letter to the Bank for the deduction of money?

Answer:
A complaint letter to the bank for deduction of money is needed when your money has been deducted from your account without your consent. A complaint letter to the bank for deduction of money is a formal document written by the customer to the bank. It must be written in a formal tone and should mention all the details that you have observed about the deduction.

Question 2.
What are the things to be added while writing a complaint letter to the bank for the deduction of money?

Answer:
The following are the things that should be included in a complaint letter to the bank for deduction of money:

  • Date of writing the letter
  • Name of person to whom it is addressed
  • Address of recipient
  • Details about what happened and why you are not satisfied with their service
  • Requesting them to resolve your issue and refund your money

Question 3.
When can we write a complaint letter to the bank for the deduction of money?

Answer:
A complaint letter to the bank for the deduction of money can be written if the bank has deducted money from your account without your consent. This letter should be written with utmost care and it should be addressed to the concerned department at the bank. The reason for writing such a letter can be any, but it is mostly written due to a discrepancy in the account or due to an error in the withdrawal of money. The complaint letter should include all information that would help resolve the issue. The most important thing about this letter is that it should not be emotional and abusive in nature.

Leave a Comment