Canara bank cheque book request: Today is the world of business and households where various transactions take place. This transaction can be nominal and also can be of high value. Mostly in the business world, cash transactions are avoided as the amount that is transacted is usually large. Therefore to reduce the cash burden to carry from one place to another and the chances of theft, banks have introduced various methods like internet banking facilities or cheques. Cheques are the most widely used instrument of exchange in any business or by any individual. Cheques are the backbone of the modern economy as most transactions are done only through cheques.
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- What is a Cheque?
- Parts of Cheque
- What is a Cheque Book?
- Ways to Request a Cheque Book in Canara bank
- FAQs on Canara Bank Cheque Book Request
What is a Cheque?
A Cheque is an instrument or document that directs or orders a bank to pay a specified amount to the person described or to the bearer of the cheque. The person who is making the cheque is the drawer and the person for whom the cheque has been issued is the payee of the cheque and the bank or institution will be considered as the drawee. The drawer has to fill in all the details in the cheque, like the name of the payee, date of the issue of cheque, amount to be given as payment, and proper signature of the drawer. Although the use of cheques started in the 9th century, it became popular in the 20th century. Now the use of electronic payment has increased, which has replaced the use of cheques, but in many institutions still, cheques are used to fulfil the needs of payment.
Parts of Cheque
The main parts of the cheque include the following:
- Drawer
- Payee
- Date of issue
- Amount
- Drawee
- Signature of the drawer
- Machine-readable routing containing account information
Drawer: The person who wants the bank to pay the amount mentioned by him from his account. Normally in a chequebook, the name of the drawer is already provided along with account details. The drawer is only for the signatory.
Payee: The person to whom the amount is to be paid.
Date of issue: The date at which the cheque has to be issued for payment is described.
Amount: The amount to be paid by the drawer is described in this column.
Drawee: The institution or bank where the cheque is presented for payment is known as Drawee.
Signature of the Drawer: The Drawer’s signature is considered important as it validates the issue of the cheque.
Machine-readable routing containing account information: These are special symbols that are pre-printed in the cheques which are readable through the bank machine.
What is a Cheque Book?
A Cheque Book is a small folder of cheques or instruments containing pre-printed papers of the account holder for payment to parties. It has a sequenced number of cheques and is used as a bill of exchange.
Ways to Request a Cheque Book in Canara bank
There are many ways through which one person can request for chequebook in Canara bank. These ways are:
- Requesting through mobile banking
- Requesting through internet banking
- Requesting at ATM
- Through customer care
- Visiting the bank branch
Requesting through mobile banking: Canara bank has given the facility of mobile banking through a mobile application. Any person can easily access the application by downloading the application on their smartphones or Android phones. The process of issuing cheque book are:
- Download the application
- Enter the login credential and tap the login button
- Tap on the request button
- It will direct you towards an internal page in which a ‘Cheque book request’ is given. Tap on the option.
- Confirm the request by clicking on the ok button.
The cheque book will be provided within 15 working days of your request.
Requesting through internet banking: If any person wants to use internet banking for issuing cheque books, then they need to follow the following steps.
- Visit the official Canara bank website and log in with a valid credential I.e. login ID and password and click on the login button.
- On the screen, search the ‘Request’ option and click on it.
- Specify the requirement and select the option required.
- If any person has multiple accounts in the same bank, then one needs to specify the account number for which the person wants a new chequebook.
- There are further specifications of cheque book type and mode of delivery that are required to be selected.
- Click on the submit button. A new screen will appear asking for a password. Enter the password and click on the submit button.
After the whole process, a message will appear on the screen stating the confirmation of the process.
Requesting at ATM: For requesting a new cheque book through ATM, follow the steps provided.
- Visit the nearby Canara bank ATM along with your Canara bank Debit card.
- Swipe through the card in the machine and enter the required PIN.
- Search the Request option on the ATM screen and tap on it.
- Tap on the chequebook request option
- The bank will notify you about the success of the procedure through SMS on your registered mobile number.
The cheque book will be received at the registered mailing address within 1-3 weeks.
Through customer care: one can Dial the customer care number of the Canada bank from the registered mobile number and then follow the IVR response to communicate with the customer care executive. You have to provide the account as well as individual information to the executive. Request to issue the cheque book from the customer care executive. The cheque book will be mailed by the bank within 1-3 weeks to the registered mailing address.
Visiting the bank branch: The last but easy way to issue the chequebook is to visit the branch office of Canara bank where you have a bank account, meet the account executive and ask for the issue of a new Cheque book. The executive will provide you with a request form which is to be filled and signed by the account holder and submit it back to the executive. You will receive a new chequebook within 1-3 weeks. Carry your ID proofs as the branch may require them for identification purposes.
FAQs on Canara Bank Cheque Book Request
Question 1.
Can we request a new chequebook from Canara bank online?
Answer:
Yes, one can easily request a new cheque book from Canara bank online just through mobile or internet banking system.
Question 2.
What is the chequebook request form provided by the bank executive?
Answer:
The Cheque book request form is a form needed to be filled by an account holder who needs a new cheque book. One needs to fill in all the details of the account as asked in the form and also provide identification proof like an Aadhaar card, PAN card, etc., to issue a new cheque book.
Question 3.
How to request for Canara bank chequebook?
Answer:
There are five different ways to request for Canarabank chequebook:
- Customers can make a request through internet banking by login on to their account
- Customers can make use of mobile banking
- You can also call customer care (18004250018)
- You can also request through ATM
- Customers can directly go to the bank branch and request for chequebook