Application for Refund Bank Charges Letter | How to Write Refund Bank Charges Letter? Format and Samples

Application For Refund Bank Charges Letter: The bank provides various facilities that make our life easier by managing financial transactions with added benefits. The various schemes offered by banks are Fixed Deposits, RDs, Loans, etc. At present online banking is very successful and ATMs are available very nearby to us. But there are times when few charges are applied by the bank for particular reasons which are known and sometimes the reasons are unknown. And in this type of situation, there is a chance that we can get a refund from the bank if some unknown charges are applied. This can be done by writing a request letter to the bank manager.  While writing this letter we have followed some steps because it is a formal letter that needs a correct format including all the necessary details. Let us see how to write letters to refund bank charges in detail.

• What Is An Application for Refund Bank Charges Letter?
• Tips for An Application for Refund Bank Charges Letter
• Refund Bank Charges Letter Format
• Application for Refund Bank Charges Sample Letter
• Application for Refund Bank Charges of Credit Card
• FAQ’s on Application for Refund Bank Charges Letter

What Is An Application for Refund Bank Charges Letter?

When we use the various schemes of the bank then we have to also pay some charges applied by the bank. Though managing money transfers and saving are easy with banks since some annual changes are that compulsorily applied by the bank are known by the bank customers. But sometimes few charges which are applied by the bank are unknown and sometimes due to technical error some amount is deducted during money transfers that are refundable. This amount can be refunded by the bank if we write a request letter for the refund of the charges to the Bank Manager. For writing the bank letter we have to look for the correct format which is necessary as this is an official letter which is addressed to the Bank Manager or Branch Head. Some important attachments are required with the letter like Adhar Card, PAN Card, Bank Statements, etc. There could be different reasons for the bank charges which are known or unknown and we have to clearly write in the letter about the reason. Also, there are some important points which are essential before writing a letter that we have given below.

Tips for An Application for Refund Bank Charges Letter

Here are some important writing trips for the refund bank charges letter which must be considered before writing the letter that is;

• Write name, account details, address and transaction details(if required) with the bank statement.
• If the amount is debited for an unknown reason then we have to give the details of the transaction and place.
• For any further query required by the bank always add contact details.

Now let us see the required format that is important to write the application for refund bank charges step by step. As it is very important that the letter should be written in a proper way which gives a good impression on the bank official and can help to process the request faster.

Refund Bank Charges Letter Format

Here is the format for the application for refund Bank charges letter step by step.

• Address to the Bank Manager
• Address of the bank and city
• Write Date
• The subject should be written to the point
• Salutation (Sir/Madam)
• Body of the letter
• Account details and Attachments if required
• Yours sincerely, name

Now let us use the above points to make the proper format of the letter

Now let us see a few samples using the format.

Application for Refund Bank Charges Sample Letter

Application for Refund Bank Charges of Credit Card

These were some of the examples of the bank charges refund letter where the reason could be any but the format must be the above given only.

FAQ’s on Application for Refund Bank Charges Letter

Question 1.
How to write an application to Refund Bank Charges?

Answer:
For writing an application for refund Bank Charges we have to follow the below format;

1. Address to the Bank Manager/ Branch Head
2. Write the address of the bank with Pincode
3. Write Salutation (Respected Sir /Madam)
4. The subject of the letter
5. Body of the letter or the reason but to the point
6. Account details like name, account number, IFSC code
7. Thanking you, yours sincerely

Basically, these points must be compulsorily added to any official letter that is written to the bank.

Question 2.
What should we keep in mind before writing the refund bank charges letter?

Answer:
Here are some important writing trips for the refund bank charges letter which must be considered before writing the letter that is;

• Write name, account details, address and transaction details(if required) with the bank statement.
• If the amount is debited for an unknown reason then we have to give the details of the transaction and place.
• For any further query required by the bank always add contact details.

Question 3.
How to write a bank refund letter if the amount is deducted from ATM but not received?

Answer:
Let us the sample letter if the amount is deducted from ATM but not received

To,

The Bank Manager,

Union Bank of India,

2nd floor, ketonic main road,

Electronic city, Bangalore

Karnataka

Pin code:562106

Date: 15-06-2022

Subject: Application For Refund Money Deducted from ATM

Respected Sir

I am an honest customer in your bank for the past two years and bearing a savings account. My name is Satya Paul and my account number is 22*********0022.

I wanted to state that recently on 13-06-22, I went to ATM to withdraw some money from my account but the amount was deducted from the account but I did not receive it.

So I request you to please restore the amount as soon as possible. I have also attached the bank statement.

My account details are as follows:

Name Satya Paul

Account number: 22*********0022

Thanking you,

Yours Sincerely,

Satya Paul,

Bangalore